Travel Insurance Mumbai

Mumbai, the financial capital of India, is mostly famous for its rich culture, lifestyle and of course, the Bollywood film industry. Most of the people living in this city more or less, likes to travel overseas. Vacation time spent with family and closed friends creates unforgettable memories. But travel also brings upon us a number of serious complications that must be taken care of. Therefore travel insurance in Mumbai is very important. You must buy travel insurance in Mumbai before you set foot in a foreign land. Since accidents don’t come with a prior notice, it’s your duty to keep your family or travelling companions in the course of travelling. Travel insurance in Mumbai keeps you in the safe zone from different travel related contingencies that could occur out of anywhere. You can easily buy travel insurance in Mumbai online without any hassle. So of you are travelling anywhere in the world from Mumbai, securing your journey with the best travel insurance policy in Mumbai should be your very first step.

What Does Travel Insurance in Mumbai Cover?

A number of travel related complications are covered under travel insurance in Mumbai. It comes with worldwide medical coverage, baggage/luggage lost or delay, flight delay coverage and many more. Find out the coverage of travel insurance in Mumbai below.

• √Personal Accident:

  Death or permanent and total disablement resulting from an accident is covered under Travel insurance in Mumbai policy.

• √Monetary Emergency Cash:

  In various unforeseen financial emergencies like robbery, theft, pilferage etc the travel insurance in Mumbai plan will pay up to a lump sum amount for the replacement of the lost travel funds.

• √Hospital Daily Cash:

  Travel insurance plans in Mumbai offers the benefits of daily hospital cash for each completed and continuous period of 24hours of hospitalization.

• √Repatriation of Mortal Remains:

  This Travel insurance in Mumbai benefit covers the expenses of either transporting mortal remains to a cremation ceremony in the foreign country or the place of residence.

• √Trip Cancellation and Curtailment:

  The travel policy offers compensation against any unforeseen cancellation or delay occurring from hospitalization, death, or an act of God.

• √Delayed Checked Baggage:

  Travel insurance policies in Mumbai offers an insured person compensation against any delay in the delivery of a checked-in baggage by Transportation on which you were travelling as a fare-paying passenger.

• √Therapeutic Treatment:

  Travel insurance plans in Mumbai offers coverage against any emergency medical treatment that requires in or outpatient treatment. The coverage includes medical evacuation to the hospital as well.

• √Personal Legal Responsibility:

  The travel insurance policy also offers coverage against any legal liability which includes defense costs, to pay for the damages due to the insured person’s negligence and which results from a third party civil claim for third party bodily injury, death, or property damage.

• √Loss of Passport:

  Travel insurance in Mumbai policy offers reimbursement against the actual expenses incurred in obtaining a fresh or duplicate passport either in overseas or within 30 days of returning to India.

• √Total Loss of Checked Baggage:

  The travel instance plans from Mumbai compensates against the total loss of checked-in baggage by Transportation on which you were travelling as a fare-paying passenger.

• √Trip Delay:

  In case your trip gets delayed, the travel insurance in Mumbai policy will pay a lump sum amount as a benefit of your coverage options.

The process of buying travel insurance in Mumbai is very simple when you do it online. All you will be required to do is just log into the official website of the insurance company and thereafter choose the kind of policy you want of buy online, enter your policy number thereafter and pay online safely. After the online payment of your premium you’ll be done with the purchase of travel insurance in Mumbai.

Travel insurance in Mumbai renewal will take a very little time of yours when you consider online travel insurance renewal. All you have to do is just log into the official website of your insurance company. Thereafter choose the travel plan you want to renew. Thereafter pay the premium online via credit card, debit card or net banking. You’ll be successfully done with the renewal of travel insurance in Mumbai.

Similar to various other insurance policies in India, travel insurance in Mumbai also comes with a number of exclusions. The exclusions on travel insurance in Mumbai are below.

• √Any involvement or participation in naval, air force or military operations, diving, racing, aviation, parachuting, scuba diving, rock or mountain climbing, hang-gliding.
• √Usages of hallucinogens or intoxicants such as alcohol and drugs etc.
• √Any breach of law involving criminal intention.
• √Any pre-existing condition & their complications.
• √Travel insurance in Mumbai offers no coverage if a person is traveling overseas for the purpose of medical treatment.
• √HIV/AIDS or any other sexually transmitted diseases.
• √War or act of war or war like operations, act of foreign enemy, civil war, invasion, rebellion revolution, public defense, insurrection, military or usurped acts, terrorism, riot, chemical, nuclear or radioactive contamination.
• √Childbirth, pregnancy and its complications.
• √Suicide, attempt to suicide or any self-inflicted injury.