Travel Insurance Kolkata

Kolkata, the city of joy is certainly one of the most famous destinations in India. People of Kolkata prefer to go on vacation in an overseas land. It’s without any doubt that travelling an unknown land is a process of learning and to keep this knowledge process going you’re required to secure yours and your travelling companions’ lives and journey with the best travel insurance policy in Kolkata. These travel policies are designed to offer comprehensive protestation against a number of travelling complications in the course of your international trip. There are plentiful travel insurance companies in Kolkata from where you can buy travel insurance. You can buy travel insurance in Kolkata online instantly just by visiting the insurer’s website. It’s advisable to compare various travel insurance policies online before you buy any in Kolkata.

Benefits of Travel Insurance in Kolkata

Travel insurance in Kolkata covers various travelling risks in the course of your trip in a foreign land. Some of the coverage that you can avail with travel insurance policies in Kolkata is provided below.

• √Emergency Accommodation:

  On account of any natural disaster, if you’re unable to stay in your original accommodation, Travel insurance in Kolkata policy will compensate against the additional costs of emergency accommodation.

• √Hijack Distress:

  Distress allowance is compensated by Travel insurance in Kolkata policies if you get stuck in a hijack situation on a common carrier for a certain number of hours.

• √Daily Cash Allowance:

  The Travel insurance in Kolkata policy offers a payment of daily cash if the number of days an insured person is hospitalized is further than the specific number of days specified as per the policy document.

• √Trip Cancellation/Delay:

  Travel policy Kolkata offers reimbursement towards the non-refundable prior payments or the extra expenses incurred that is subject to the limit of Sum Insured, on the cancelled trip or interrupted trip because of medical problems of insured/Insured person’s family member, personal service problems or any natural disasters.

• √Loss of essentials:

  Loss/theft of documents, passport, and loss or of checked-in baggage is compensated under the policy.

• √Legal Expenses:

  Travel insurance in Kolkata plans cover all the legal expenses and costs in case of claims against third-party liabilities arising out of bodily injuries or death.

• √Affordable Premiums:

  Travel policies in Kolkata chiefly eye on securing your trip at an affordable price so you can have the best time of your life while in an abroad vacation.

• √Enjoy Family Floater Plan:

  Many travel insurance plans in Kolkata are mainly designed to protect your journey when you’re flying with your family.

• √Wide Age Group Covered:

  Different Travel insurance policy in Kolkata provides coverage to different age groups. You can get coverage depending on your age and the specific country you are travelling to.

• √Additional Benefits:

  Apart from travel, medical and baggage benefits, travel insurance companies in Kolkata also offer a number of additional benefits such as compensation against loss of passport, third-party liability, and emergency cash advances etc.

• √Emergency Financial Assistance:

  Travel insurance policies in Kolkata offer emergency financial assistance in case of an accidental loss of cash due to robbery, theft, mugging, or any such reasons.

You can easily buy travel insurance in Kolkata online from the company’s portal. Visit the official site of your insurer. Choose the type of plan you want to purchase and move on to the premium payment gateway. Pay the premium online via credit card or debit card or net banking. You will be done with purchasing travel insurance in Kolkata online after making the payment.

To renew travel insurance in Kolkata you’ll have to log into the official website of your insurer. Then click on the renewal option and pay the premium online for the completion your travel insurance in Kolkata renewal. You can download and save your Travel insurance in Kolkata renewal details for future use as well. It’s advisable that you only go for the travel insurance company or policy that has maximum services to provide. Don’t forget you can effortlessly avail instant quotes and special discounts on travel insurance online from the portal of any travel insurance companies in Kolkata. It’s prudent to go for a travel plan that has the maximum number of services on offer.

Just like any other insurance policies in India, travel insurance does come with a number of exclusions. Find them out below.

• √Limitations in Medical Expenditure:

  Travel insurance in Kolkata provides no daily cash allowance in case of hospitalization against specific pre-existing conditions.

• √Self-inflicted Injury/Harm:

  Alcoholism, Suicide, Anxiety, Depression, or any other direct/indirect loss due to illness, death, etc is not covered under the travel insurance plans in Kolkata.

• √Performing Professional and Risky Sports:

  Any sort of injuries resulting from participating in hazardous sports such as mountaineering etc isn’t covered under the policy.

• √Cosmetic Surgery:

  Travel insurance in Kolkata will not cover any cosmetic surgery that is done to improve your beauty unless the surgery is an indispensable part of treatments due to accidents while travelling.

• √Participation in Warfare:

  No coverage is provided under travel insurance in Kolkata in such cases where injuries involved in military, naval, or air force operations.

• √Medical Expenses Due To Unproven Treatment:

  The policy does not cover the expenses with respect to experimental or unproven treatments.

• √Illegal Activity:

  No coverage is offered under travel insurance in Kolkata if the insured person indulges in a hazardous occupation or engages in criminal activities while on an abroad trip.

• √Non-Allopathic Treatment:

  Travel insurance in Kolkata online doesn’t cover any homeopathic, yogic, unani or ayurvedic treatments in the course of your trip abroad.