Travel Insurance in Gurgaon
Gurgaon city is situated in the southwest of New Delhi. Just like any other city in India, the people living in Gurgaon likes to travel various destinations all around the world. Travelling certainly is a remarkable experience and to keep this experience and fun intact you need to get yourself or your travelling companions insured with the best travel insurance policy in Gurgaon. These travel policies protect you against various travelling complications as you go on an abroad trip. There are numerous travel insurance companies in Gurgaon from where you can buy travel insurance. You can buy travel insurance in Gurgaon online instantly just by visiting the insurer’s website.
What Does Travel Insurance in Gurgaon Cover?
Travel insurance in Gurgaon covers various travelling risks in the course of your trip in a foreign land. Some of the coverage that you can avail with travel insurance policies in Gurgaon is provided below.
- √Medical Treatment, Assistance & Evacuation:
Travel insurance plans in Gurgaon offers coverage against any emergency medical treatment that requires in or outpatient treatment. The coverage includes medical evacuation to the hospital as well.
- √Loss of Passport Cover:
Travel insurance in Gurgaon policy offers reimbursement against the actual expenses incurred in obtaining a fresh or duplicate passport either in overseas or within 30 days of returning to India.
- √Dental Care:
Travel insurance in Gurgaon covers the medical expenses of a dental treatment or any dental care due to an accident in the course of your journey.
- √Hijack Daily Allowance:
Unfortunate event such as the flight hijack during your travel is covered under Travel insurance in Gurgaon online.
- √Delay of Checked Baggage:
Travel insurance policies in Gurgaon offers an insured person compensation against any delay in the delivery of a checked-in baggage by Transportation on which you were travelling as a fare-paying passenger.
- √Repatriation of Mortal Remains:
This Travel insurance in Gurgaon benefit covers the expenses of either transporting mortal remains to a cremation ceremony in the foreign country or the place of residence.
- √Total Loss of Checked Baggage:
The travel instance plans from Gurgaon compensates against the total loss of checked-in baggage by Transportation on which you were travelling as a fare-paying passenger.
- √Trip Cancellation and Curtailment:
The travel policy offers compensation against any unforeseen cancellation or delay occurring from hospitalization, death, or an act of God.
- √Personal Accident Cover:
Death or permanent and total disablement resulting from an accident is covered under Travel insurance in Gurgaon policy.
- √Emergency Cash Allowance:
In various unforeseen financial emergencies like robbery, theft, pilferage etc the travel insurance in Gurgaon plan will pay up to a lump sum amount for the replacement of the lost travel funds.
- √Personal Liability:
The travel insurance policy also offers coverage against any legal liability which includes defense costs, to pay for the damages due to the insured person’s negligence and which results from a third party civil claim for third party bodily injury, death, or property damage.
- √Delayed Trip:
In case your trip gets delayed, the travel insurance in Gurgaon policy will pay a lump sum amount as a benefit of your coverage options.
Who Can Buy Travel Insurance in Gurgaon?
- √Anyone between the age group of 6 months and 75 years can purchase this policy in India though it may vary from one insurer to another.
- √These policies can be issued to an individual family or travelling companions – depending upon the plan you choose.
How to Buy Travel Insurance in Gurgaon Online?
You can easily buy travel insurance in Gurgaon online from the company’s portal. Just visit the official site of your insurer, choose the type of plan you would like to purchase and move on to the premium payment gateway. Pay the premium online via credit card or debit card or net banking. You will be done with purchasing travel insurance in Gurgaon online thereafter.
Travel Insurance in Gurgaon Renewal
To renew travel insurance in Gurgaon you’ll have to log into the official website of your insurer. Then click on the renewal option and pay the premium online for the completion your travel insurance in Gurgaon renewal. You can download and save your Travel insurance in Gurgaon renewal details for future use as well. It’s advisable that you only go for the travel insurance company or policy that has maximum services to provide. Don’t forget you can effortlessly avail instant quotes and special discounts on travel insurance online from the portal of any travel insurance companies in Gurgaon. It’s prudent to go for a travel plan that has the maximum number of services on offer.
Travel Insurance in Gurgaon Exclusions
Just like any other insurance policies in India, travel insurance does come with a number of exclusions. Find them out below.
- √HIV/AIDS or any other sexually transmitted diseases.
- √Childbirth, pregnancy and its complications.
- √Suicide, attempt to suicide or any self-inflicted injury.
- √Any involvement or participation in naval, air force or military operations, diving, racing, aviation, parachuting, scuba diving, rock or mountain climbing, hang-gliding.
- √The insurance policy offers no coverage if a person is traveling overseas for the purpose of medical treatment.
- √War or act of war or war like operations, act of foreign enemy, civil war, invasion, rebellion revolution, public defense, insurrection, military or usurped acts, terrorism, riot, chemical, nuclear or radioactive contamination.
- √Any breach of law involving criminal intention.
- √Any pre-existing condition & their complications.
- √Usages of hallucinogens or intoxicants such as alcohol and drugs etc.